Legal Notices
American General Funding Corp. Privacy Polic
Effective as of January1, 2007
American General Funding Corp. is strongly committed to protecting the online privacy of its Customers. Your privacy is important to us and we hold your personal and transactional information in the strictest confidence. Because we gather certain nonpublic personal information about you, we want you to know how we treat personal and confidential information about you.
Our privacy policies are consistent with applicable law and regulatory requirements. We have also implemented procedures designed to safeguard the security and confidentiality of our customers records and information. The term nonpublic personal information means personally identifiable financial information that is not available publicly and that we collect in connection with your loan application. It includes information that you give us in order to obtain a loan. Our Privacy Policy applies to both current and former customers of American General Funding Corporation. Disclosure Of Your Information American General Funding Corp. collects nonpublic personal information about you from the following sources:
Information provided by you on applications, forms and other information that you provide to us, whether in writing, in person, by telephone, electronically or by any other means.
Information about your transactions with us and with others, such as your account balances, payment history and parties to transactions.
Information we receive from consumer reporting agencies and others, such as your creditworthiness and credit history.
The Way American General Funding Corp. Uses Information
We use the information you provide about yourself when submitting a request for loan approval. We do not share this information with outside parties except to the extent necessary to complete the loan approval process. We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you. Except as required or permitted by law, we do not disclose any nonpublic personal information about our customer or former customers to anyone.
We disclose nonpublic personal information that we collect about you, as described above, to financial service provides such as mortgage lenders, settlement agents, escrow companies and insurance agents and companies. We also disclose nonpublic personal information that we receive from you on application or other forms, such as your name and address, to companies that perform marketing services on our behalf. These companies are precluded from releasing any information about you to outside sources and are held accountable for securing the confidentiality of the information.
We utilize credit bureau reports in order to evaluate our customers’ creditworthiness and to protect our customers from fraudulent conduct. When you submit an application with us, you are expressly authorizing us to obtain a credit report about you. This report contains information pertaining to your credit history. This information will be used only in connection with an evaluation of your creditworthiness.Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.
American General Funding Corp. Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
American General Funding Corp.’s Commitment To Children's Privacy
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.
How You Can Access Or Correct Your Information
You can access all your personally identifiable information that we collect online and maintain by sending us a request in writing to the address below. We use this procedure to better safeguard your information.
You can correct factual errors in your personally identifiable information by sending us a request in writing that credibly shows error.
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.
Opt Out If you do not wish to receive news, announcements or other notices from us, you can send an email with “remove” in the subject line to info@agfundingcorp.com Revisions to American General Funding Corp.’s Policy
American General Funding Corp., Inc. reserves the right to revise, amend, or modify our policies and agreements at any time and in any manner. Notice of any revision, amendment, or modification to our policies will be posted on this page.
If you have any questions or comments, please contact us using one of the options below:
American General Funding Corp.
17941 Mitchell South
Suite B
Irvine, CA 92614
Email:
info@agfundingcorp.comLegal Notices
Welcome to American General Funding Corp. Website ("the Web Site"). American General Funding Corp. operates the Web site to provide information and related features. The terms and conditions set forth therein (the "Terms of Use") constitute a legally binding agreement between American General Funding Corp. and you regarding the terms on which American General Funding Corp. offers you access to the Web Site.
The information contained on the Web Site is for information purposes only.
Please take a few minutes to review the Terms of Use. By accessing and using the Web Site, you agree to be bound by each of the Terms of Use and all applicable federal, state and local laws and regulations governing the Web Site. If you do not agree with each of the Terms of Use, you are not authorized to access or use the Web Site for any purpose.
1. Access Rights
By entering into this Agreement, you are granted a revocable license to access the Web Site without charge. Your access privileges, however, are conditioned on your adherence to the terms of this Agreement. We reserve the right to temporarily deny you access to the Web Site or permanently terminate your access privileges at any time if, in our sole discretion, you have failed to abide by the terms of this Agreement or appear to us likely to do so. By agreeing to grant you access, we do not obligate ourselves to do so or to maintain this site, or to maintain it in its present form, and we expressly reserve the right to modify, suspend or terminate your access privileges. You agree and understand that we may, in our sole discretion and without any prior notice, close this Web Site or deny you access to it. Your access privileges may not be transferred by you to any third-parties. 2. Contents not intended for distribution or use where prohibited The information provided on this Web Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.3. The Terms of Use may change without prior notice American General Funding Corp. reserves the right to modify these Terms of Use at any time without providing prior notice. Your use of the Web Site following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. For this reason, we encourage you to review these Terms of Use whenever you use the Web Site. The latest revision date of these Terms of Use is set forth below.4. Notices of restrictions on your use The Web Site, and all data and information and/or content (the "Content") that you see, hear or otherwise experience on this Web Site belongs to American General Funding Corp. and may be protected by U.S. and international copyright, trademark, intellectual property and other laws. Content provided by third parties is used on this Web Site with the permission of such third parties. You may download, print and store selected portions of the Content, provided that, except as expressly authorized by American General Funding Corp., you (1) do not copy or post the Content on any network computer or transmit, distribute, publish or broadcast the Content in any media, including without limitation, a Web Site; and (2) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice. No right, title or interest in any copied or downloaded Content is transferred to you as a result of any such copying or downloading. American General Funding Corp. reserves complete title and full intellectual property rights in any Content you copy or download from the Web Site. You agree not to alter, modify, reformat, copy, download, reproduce, duplicate, display, distribute, repost, transmit, publish, license, sell, rent, transfer, or create derivative works from any Content obtained from the Web Site, except as expressly authorized with written permission from American General Funding Corp.. In addition, use of the Content for any purpose not expressly permitted in the Terms of Use is prohibited. Moreover, you may not use any of the marks appearing throughout the Web Site without express written consent from the trademark owner, except as permitted by applicable law.
5. Disclaimer of warranties
THE INFORMATION ON THE WEB SITE IS PROVIDED "AS IS". YOU EXPRESSLY AGREE TO ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEB SITE. AMERICAN GENERAL FUNDING CORP. MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER IN REGARDS TO THE WEB SITE. AMERICAN GENERAL FUNDING CORP. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT, WITH REGARD TO THE WEB SITE, AND ANY CONTENT CONTAINED THEREIN (INCLUDING THIRD PARTY INFORMATION).
AMERICAN GENERAL FUNDING CORP. SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY USE OF THE WEB SITE, THE SERVICES OR ANY CONTENT CONTAINED THEREIN (INCLUDING THIRD PARTY INFORMATION). IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, AND USEFULNESS OF ALL CONTENT PROVIDED BY THE WEB SITE.
AMERICAN GENERAL FUNDING CORP. DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THIS WEB SITE OR THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS IN THIS WEB SITE OR THE SERVICES WILL BE CORRECTED. AMERICAN GENERAL FUNDING CORP. DOES NOT WARRANT THE ACCURACY OF COMPLETENESS OF THE CONTENT PROVIDED BY THIS WEB SITE OR THE SERVICES, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. THIS WEB SITE, THE SERVICES AND THE CONTENT ARE PROVIDED ON AN "AS IS", AND "AS AVAILABLE" BASIS. 6. Limitation of Liability IF YOU ARE DISSATISFIED WITH THE WEB SITE, OR ANY OF THE CONTENT ON THE WEB SITE, OR WITH THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITE. YOU ACKNOWLEDGE, BY YOUR USE OF THE WEB SITE, THAT YOUR USE OF THE WEB SITE IS AT YOUR SOLE RISK.
YOU UNDERSTAND AND AGREE THAT UNDER NO CIRCUMSTANCES WILL AMERICAN GENERAL FUNDING CORP. BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, (1) ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES OF LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE WEB SITE, OR THE INFORMATION OR CONTENT PROVIDED THEREIN, (2) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE WEB SITE, OR THE CONTENT CONTAINED THEREIN DOWNLOADED THROUGH THIS WEB SITE (3) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANMISSIONS OR DATA, (4) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEB SITE, OR (5) ANY OTHER MATTER RELATING TO THE WEB SITE, EVEN IF AMERICAN GENERAL FUNDING CORP. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, AMERICAN GENERAL FUNDING CORP.'S LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW.
7. Personal information and Privacy Policy
Read the American General Funding Corp., Inc. Privacy Policy.
8. Use conduct You agree to not take any action that: (1) interferes with the proper working of the Web Site; (2) imposes an unreasonable or disproportionately large load on the Web Site's infrastructure; (3) might compromise the security of the Web Site; (4) renders the Web Site inaccessible to others; (5) otherwise causes damage to the Web Site or any Content contained on the Web Site. You agree to not add to, subtract from, or otherwise modify the Content of the Web Site except as expressly authorized by American General Funding Corp. in these Terms of Use or by a written agreement between you and American General Funding Corp..
9. General Provisions
a. Entire agreement
These Terms of Use constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by American General Funding Corp. of any breach of default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
b. Correction of errors and inaccuracies
The Content in the Web Site may contain typographical errors or other errors or inaccuracies and my not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. We do not, however, guarantee that any errors, inaccuracies or omissions will be corrected.
c. No endorsements of links
Hypertext links to third-party Web sites or information do not constitute or imply an endorsement, sponsorship, or recommendation by American General Funding Corp. of the third party, the third-party Web Site, or the information contained therein. You acknowledge and agree that American General Funding Corp. is not responsible for the availability of any such Web sites and that American General Funding Corp. does not endorse or warrant, and is not responsible or liable for, any such Web Site or the content therein. Any links to other sites are provided for convenience only. You need to make your own decisions regarding your interactions or communications with any other Web Site.
d. Enforcement
In any part of these Terms of Use is determined to be invalid or unenforceable; it will not impact any other provision of these Terms of Use, all of which will remain in force and in full effect. These Terms of Use are governed by, and will be interpreted in accordance with, the laws of the State of California, without regard to any conflict of law provisions. Although you acknowledge that American General Funding Corp. will have the ability to enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in Orange County, U.S.A., regarding any and all disputes relating to these Terms of Use, American General Funding Corp.’s Privacy Policy, your use of the Web Site, any other Web site, or the Content or Material contained therein.
(e) General contact information
In you have any questions about these Terms of Use or your dealings with the Web Site, you may contact us at:
American General Funding Corp., Inc.
17941 Mitchell South
Suite B
Irvine, CA 92614
